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fraud fraud fraud

Feb 22, 2008

HOMECOMINGS FINANCIAL complaint by Erubio

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This company has ruin a lot of people. please joint the fight againts them e-mail me at erubiohjz@yahoo.com. you can also visit ripp off report and read over 300 complaints. Thjis company bought my account from another bank it was not my choice. They are monsters. They took over my account about 10 months ago. as of today I have not received one invoice or any paper from them. after asking pleading and complaining I still don't have anything. They fail to post a payment on my account and fail to let me know. They change payment offices, again fail to let me know of new payment address. please join thwe fight.

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Comments (2)

1. Written by Frankie A, on 23-03-2008 12:31

Samething is now happening to me my mtg was sold 2 months later and i looked on line at my statement and the balance was not going down,i called them and asked them why and they said u have interest only and i said to them the *** i do. i nevered sign for an interest only loan.Can anyone help us?

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2. Written by Harold J. Edmonson, on 16-03-2008 13:29

Homecomings Financial has basically ran a "trick play" with my mortgage. I was amazed to find out that I am not the only one they've done this to.

It started back in August of 2007, when I recieved an enormous mtg bill of 3000.00. When I called to find out why, They told me that they had escrowed my mtg, eventhoug I was paying my own taxes and insurance. My taxes were 4200.00 but they charged my mtg over 11,000.00 dollars. At this point I wasnt sure what happened so I began to try and negotiate with them to no avail.

I asked about any solutions that were avaliable, loss mitigation,loan modification and any other hardship programs they might have. All of my efforts were a waist of time.

I tried to refinance with another mtg company, but the had changed my mtg from a 7.5% fixed 30year to a 8.9% adjustable with a 15,000. pre payment penalty. This made me unrefinancable. I also asked if I refinance with you would you wav the prepayment penalty? The answer was a resounding no! So at this time my house has gone into foreclosure because of their tactics.

They purchased my mtg from Lennox Finicial @7.5% 30year fixed rat with no prepayment penalty and I have the loan app to prove it. Yet they still will not budge.

I asked them to fax me the contract they purchased from Lennox Financial, after reviewing it I realized that I had never seen that contract before, eventhoug it had my initials on it. I'll tell you it was really fishy so I contacted a lawyer. All that being said after finding out about this class action lawsuit I realize that this more than a simple mistake. Its deliberiate.

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