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HOMECOMINGS FINANCIAL

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The company was founded in 1995. It was established as a result of acquisitions of Mortgage Service America by GMAC-RFC. The latter started a new business, known on the market under the name of Homecomings Financial Network. At the present time the company is one of the nation's leaders which specialize in citizens' mortgage services. Homecomings Financial is headquartered in Minneapolis, Minnesota. In 2003, the company launched the Home Ownership Preservation Enterprise. The first program was started in Chicago. It is considered to be the innovation solution in the industry. The enterprise focused its activity on reducing mortgage delinquencies and preventing foreclosures.

Homecoming Financial has an extended location network throughout the United States.
Please try to contact HOMECOMINGS FINANCIAL Customer Service directly prior to posting any complaints on this site.

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HOMECOMINGS FINANCIAL Reviews

Anonymous
HOMECOMINGS FINANCIAL - Gmac homecomings is a rip off
5.0 P.O. Box 4622 WaterlooIA 50704-4622 1.800.766.4622 https://www.gmacmortgage.com/Utilities/Contact_Us/ContactUs.html

Kim hi my name is terri and lets all join forces and fight these crooks they lie cheat still for example we were with western finicial and home comings gmac took over and it ...

#204863
Oct 29, 2010
400

Anonymous
HOMECOMINGS FINANCIAL - Home coming /gmac liars and rip off people
5.0 P.O. Box 4622 WaterlooIA 50704-4622 1.800.766.4622 https://www.gmacmortgage.com/Utilities/Contact_Us/ContactUs.html

Ok where do i begin lets start with paying 144000.00 and it should have been117000.00 in a 11 year period and they are tryiong to takre our home of 31 years saying we are behind ok...

#204568
Oct 27, 2010
500

Anonymous
HOMECOMINGS FINANCIAL - Home comings gmac
5.0 P.O. Box 4622 WaterlooIA 50704-4622 1.800.766.4622 https://www.gmacmortgage.com/Utilities/Contact_Us/ContactUs.html

Iam willing to join in lawsuit against these crime bosses you can contact me at RJORDAN@nc.rr.com i went to court today and got a thirty day extension so they can get their crape t...

#204564
Oct 27, 2010
278

Anonymous
HOMECOMINGS FINANCIAL - Need help to keep my home no where else to go
5.0 P.O. Box 4622 WaterlooIA 50704-4622 1.800.766.4622 https://www.gmacmortgage.com/Utilities/Contact_Us/ContactUs.html

I tried to get help from homecomings financial and was denied, now i an told i have to pay 4000, a month for 6 months to get caught up becauce now i am 9 months behind!!!!!!!!!!! w...

#169683
Feb 01, 2010
573

Struvill...
HOMECOMINGS FINANCIAL - Slap in My Face
5.0 P.O. Box 4622 WaterlooIA 50704-4622 1.800.766.4622 https://www.gmacmortgage.com/Utilities/Contact_Us/ContactUs.html

I purchased a home in 2008. They told me I had to get a 80/20 loan and that I can refinance in 2 years. Well, First time home buyer and I nor my husband knew anything about houses...

#167063
Jan 08, 2010
1106

Cbialous...
HOMECOMINGS FINANCIAL - Homecomings plays games
5.0 P.O. Box 4622 WaterlooIA 50704-4622 1.800.766.4622 https://www.gmacmortgage.com/Utilities/Contact_Us/ContactUs.html

We have been trying for 3 months to get a loan modification. We sent in the package with all the documents they requested. We heard nothing. I called was was transferred from custo...

#150550
Jun 30, 2009
888

BEING USED
HOMECOMINGS FINANCIAL - Liar liar pants on fire
5.0 P.O. Box 4622 WaterlooIA 50704-4622 1.800.766.4622 https://www.gmacmortgage.com/Utilities/Contact_Us/ContactUs.html

I sent in payment for 5 years .Everything goes alright and boom all of a sudden they say that they didn't get a payment that I know I sent one in . this to get more money for t...

#150375
Jun 24, 2009
733

Anonymous
HOMECOMINGS FINANCIAL - Homecomings plays game with peoples life
5.0 P.O. Box 4622 WaterlooIA 50704-4622 1.800.766.4622 https://www.gmacmortgage.com/Utilities/Contact_Us/ContactUs.html

I started my modification with homecomings last febuary.first, they told me that i should give them four to six wks.I called them around april to know the status of the modificatio...

#150249
Jun 21, 2009
712

Adittemo
HOMECOMINGS FINANCIAL - Homecoming Financial they are the worst ever
5.0 P.O. Box 4622 WaterlooIA 50704-4622 1.800.766.4622 https://www.gmacmortgage.com/Utilities/Contact_Us/ContactUs.html

I am at 7.50% and never missed a payment on my home. I submitted my paperwork for a note modification in March. Everytime I call they say that they did not get my paperwork after...

#150022
Jun 15, 2009
643

Anonymous
HOMECOMINGS FINANCIAL - Would not work withus on a loan modification
5.0 P.O. Box 4622 WaterlooIA 50704-4622 1.800.766.4622 https://www.gmacmortgage.com/Utilities/Contact_Us/ContactUs.html

Will where to began they wouldnt talk me about the account 2 years ago and again they have filed forclosure papers and I called them and now they can't find the paper giving me...

#149803
Jun 09, 2009
633

Anonymous
HOMECOMINGS FINANCIAL - Horrible Customer Service
5.0 P.O. Box 4622 WaterlooIA 50704-4622 1.800.766.4622 https://www.gmacmortgage.com/Utilities/Contact_Us/ContactUs.html

I had questions regarding the loan modification program THEY signed me up for and I could never get a customer service represenative that could help. I kept getting transferred an...

#149206
May 26, 2009
678

Susie98p
HOMECOMINGS FINANCIAL - Homecomings a big rip off.....
5.0 P.O. Box 4622 WaterlooIA 50704-4622 1.800.766.4622 https://www.gmacmortgage.com/Utilities/Contact_Us/ContactUs.html

I agree 100% on the class action suit against Homecomings Financial..I have been dealing with them for months and have gotten no where...You are put on hold for ever and then no on...

#148458
May 05, 2009
629

Anonymous
HOMECOMINGS FINANCIAL
5.0 P.O. Box 4622 WaterlooIA 50704-4622 1.800.766.4622 https://www.gmacmortgage.com/Utilities/Contact_Us/ContactUs.html

I was working with someone from homecoming to see if I qualfiy for the home modification program that President Obama started and that was in Feb but they told me to wait until Apr...

#147934
Apr 22, 2009
860

Anonymous
HOMECOMINGS FINANCIAL - Homecomings is never available and they are a fraud
5.0 P.O. Box 4622 WaterlooIA 50704-4622 1.800.766.4622 https://www.gmacmortgage.com/Utilities/Contact_Us/ContactUs.html

Homecoming has the worst customer service ever. I have never seen any company as low and as worthless than homecomings.they lost two of my payment and they will not admit to ...

#147849
Apr 21, 2009
395

Anonymous
HOMECOMINGS FINANCIAL - Homecomings has us over a barrell and we are going to lose even though we know we are right!!!!!!!
5.0 P.O. Box 4622 WaterlooIA 50704-4622 1.800.766.4622 https://www.gmacmortgage.com/Utilities/Contact_Us/ContactUs.html

Homecomings has taken for alot of money that we didn't legally owe. we paid and now they say were still behind. no matter how much proof you supply them, you simply cannot get ...

#147571
Apr 14, 2009
519

Able
HOMECOMINGS FINANCIAL - Watch out for HC's "Modification" program
5.0 P.O. Box 4622 WaterlooIA 50704-4622 1.800.766.4622 https://www.gmacmortgage.com/Utilities/Contact_Us/ContactUs.html

Homecomings recently offered me a "loan modification" plan which they do not tell you is NOT the loan modification plan offered under Obama's Stimulus program. They offered a minor...

#147466
Apr 11, 2009
1039

Hampsham...
HOMECOMINGS FINANCIAL - Foreclosed while i was in the hospital,payments made.
5.0 P.O. Box 4622 WaterlooIA 50704-4622 1.800.766.4622 https://www.gmacmortgage.com/Utilities/Contact_Us/ContactUs.html

I was in the hospital and homecomingsforclosed on me though my payments were being made. they claimed I was a month behind. the bank had the canceled check to prove it was made .Th...

#147121
Apr 03, 2009
508

Janedoe
HOMECOMINGS FINANCIAL is CRAP
5.0 P.O. Box 4622 WaterlooIA 50704-4622 1.800.766.4622 https://www.gmacmortgage.com/Utilities/Contact_Us/ContactUs.html

Homecomings Financial sucks!!!! This is the worst company that I have ever had to deal with. Their customer service skills are horrible, the amount of time that you have to wait ...

#146922
Mar 29, 2009
501

Anonymous
HOMECOMINGS FINANCIAL - Forced a payment arrangement that I couldn't keep,result foreclosure.
5.0 P.O. Box 4622 WaterlooIA 50704-4622 1.800.766.4622 https://www.gmacmortgage.com/Utilities/Contact_Us/ContactUs.html

Homecomings purchased my mrtge. Divorced,needed to remove her name from loan.Told I could,told I couldn't told I could,told I couldn't. Their left hand didn't know what the right w...

#146629
Mar 22, 2009
653

Homecomi...
PLAINTIFF AGAINST HOMECOMINGS FINANCIAL SEEKS HELP IN TEXAS
5.0 P.O. Box 4622 WaterlooIA 50704-4622 1.800.766.4622 https://www.gmacmortgage.com/Utilities/Contact_Us/ContactUs.html

Stand up don't be another victim of home equity theft. !!! If you are a former employee of Homecomings Financial now is the time for all good men to do good deeds. You could be nex...

#145988
Mar 05, 2009
521

Mortgage...
HOMECOMINGS FINANCIAL - It is a mortage shell game. I'm persuing class action, YOU IN!?
5.0 P.O. Box 4622 WaterlooIA 50704-4622 1.800.766.4622 https://www.gmacmortgage.com/Utilities/Contact_Us/ContactUs.html

I had a mortgage through Homecomings financial, which offered me a loan modification, then sold my mortgage to MGC, which did not send statements, or give me any information about ...

#145392
Feb 16, 2009
1081

Jrking99
HOMECOMINGS FINANCIAL - I am upset with the company not loweing my payment.
5.0 P.O. Box 4622 WaterlooIA 50704-4622 1.800.766.4622 https://www.gmacmortgage.com/Utilities/Contact_Us/ContactUs.html

I called Homecomings Financial and talked with their representative. I had spent a lengthy time on the phone, over 45 minutes and it was to not avail. He kept repeating the same ...

#144915
Feb 03, 2009
701

Maries739
HOMECOMINGS FINANCIAL - Mortgage
5.0 P.O. Box 4622 WaterlooIA 50704-4622 1.800.766.4622 https://www.gmacmortgage.com/Utilities/Contact_Us/ContactUs.html

This company does not work with people that need the help.Homecomings is not the company you want to get a mortgage with they don't keep you informed on your mortgage .I am now in ...

#144554
Jan 24, 2009
1234

Anonymous
HOMECOMINGS FINANCIAL - Did not accept telephone payment, did not provide payment reduction on current loan.
5.0 P.O. Box 4622 WaterlooIA 50704-4622 1.800.766.4622 https://www.gmacmortgage.com/Utilities/Contact_Us/ContactUs.html

1) Monthly I make payment by phone and MONTHLY I am transferred to another extension for confirmation no. but instead get a rep, which is a waste of time for me and him. I have n...

#144214
Jan 15, 2009
463

Anonymous
HOMECOMINGS FINANCIAL - Homecomings (GMAC)
5.0 P.O. Box 4622 WaterlooIA 50704-4622 1.800.766.4622 https://www.gmacmortgage.com/Utilities/Contact_Us/ContactUs.html

I hope this helps someone. DO NOT go through homecomings. I have a credit score close to 800 and tried to get my interest rate lowered after my underwater adjustable went up when t...

#143971
Jan 09, 2009
980

Mrkool179
HOMECOMINGS FINANCIAL - need bailed out as consumer
5.0 P.O. Box 4622 WaterlooIA 50704-4622 1.800.766.4622 https://www.gmacmortgage.com/Utilities/Contact_Us/ContactUs.html

Looking to get on classaction boat jeffrey been working with homecoming ooo very frustrating .gave them budget and income and interest rate went down and mort payment got much high...

#143808
Jan 06, 2009
534

Anonymous
Do not get a home loan with HOMECOMINGS FINANCIAL
5.0 P.O. Box 4622 WaterlooIA 50704-4622 1.800.766.4622 https://www.gmacmortgage.com/Utilities/Contact_Us/ContactUs.html

I have been a customer of Homecomings Financial for 4 years with an adjustable rate mortgage and due to the current economy have tried to work with this lender for a loan modificat...

#143632
Jan 02, 2009
421

Anonymous
HOMECOMINGS FINANCIAL - HOMECOMING REFUSE TO TRY TO HELP US KEEP OUR HOME TWO MONTHS BEFORE THE BOTTOM FELL OUT.
5.0 P.O. Box 4622 WaterlooIA 50704-4622 1.800.766.4622 https://www.gmacmortgage.com/Utilities/Contact_Us/ContactUs.html

WELL MY NAME IS RONNIE EWING I LIVE AT 5120 CLOVERTRAIL CT IN WALKERTOWN.I HAVE HAD 9 BACK SURGERYS SO NOW I'M DISABLE,MY WIFE AND I TRIED TO TALK TO HCF WAY BEFORE WE GOT BEHIND. ...

#143613
Jan 02, 2009
501

Jwhited
HOMECOMINGS FINANCIAL - GETTING SCREWED
5.0 P.O. Box 4622 WaterlooIA 50704-4622 1.800.766.4622 https://www.gmacmortgage.com/Utilities/Contact_Us/ContactUs.html

We have a second loan with homecoming financial and we are trying to get our loan subornated so we can get our first loan put into a fixed and not an arm. THey said no problem sen...

#143508
Dec 30, 2008
599

Anonymous
HOMECOMINGS FINANCIAL - They said they would work with me only if late
5.0 P.O. Box 4622 WaterlooIA 50704-4622 1.800.766.4622 https://www.gmacmortgage.com/Utilities/Contact_Us/ContactUs.html

What a joke! I haven't been late in 7 years and all of a sudden my rate shoots up 3 points and I lost my job at the same time. They told me that "they can not work with me unt...

#141611
Nov 11, 2008
830
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Loans and Mortgages
Every time there is a need to borrow money person faces an option - to go to a mortgage broker or to work with a direct lender. Many people choose to work with mortgage brokers and direct lenders alike, depending on their individual situation and needs. A mortgage is a lien on a property/house that secures a loan and is paid in installments over a set period of time. The mortgage secures a person's promise that he/she will repay the borrowed money to buy a home. A person should be ready for a financial commitment that could last several decades. Mortgages come in many different shapes and sizes, each with its own advantages and disadvantages. It is vital to make sure that the right mortgage is selected, the one that is right for a person, his/her future plans, and his/her financial situation. Each borrower may choose among the following types of mortgage: fixed-rate mortgage, adjustable-rate mortgage, balloon/reset mortgage, reverse mortgage. A loan is a type of debt. A loan predetermines the redistribution of financial funds over a certain period of time, between the borrower and the lender. At first the borrower receives a certain amount of money from the lender. The borrowed sum is usually but not always paid back in regular installments, to the lender. As a rule, the service is offered at a cost, which is called an interest on the debt. Under the terms of the loan, a borrower may be subject to certain restrictions - loan covenants. Loans are offered by all the financial institutions, like banks and financial services companies.

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